What a collector can and cannot take. And how to make them prove it.
A simple kit. It shows how your Social Security is guarded in your bank. What collectors can and cannot touch. And the steps to make them prove a debt, or to answer a freeze.
no monthly bills, ever
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
Guard the money that is already yours.
Learn the two-month federal rule that keeps your Social Security safe from collectors.
Know what collectors can and cannot take. And which checks they can never touch.
Make a collector prove the debt. We give you the steps and a letter ready to send.
Answer an account freeze the right way. The steps, and the date that guards you.
Use the overdraft opt-out and FDIC rules to keep more of your money safe.
A full kit. The letters are written for you.
It all comes in one download. Read it on your phone, tablet, or computer. Or print the pages you want.
Tap to readThe Bank Account & Debt Protection Kit
Federal rules that guard your checks. FDIC cover. How to make them prove a debt. And how to answer a freeze. In plain words.
Tap to readFederal Benefit Protections
How the two-month rule keeps Social Security, SSI, and VA money safe.
Tap to readDispute & Call Logs
One place to write down each collector call, each fight, and each number. That record guards you.
Tap to readLetters, Disputes & Call Scripts Pack
Letters ready to send, plus word-for-word phone scripts for collectors. Add it at checkout.
Three easy steps.
Buy the kit
Type in your email. Pay with a card, Apple Pay, Google Pay, or PayPal. It takes about a minute.
Get it right away
It shows up on your screen at once. We send it to your email too. It is yours to keep.
Lock down your account
Learn which money is safe. Turn off overdraft. Keep the call log ready.
Try it. You risk nothing.
If the kit does not help you, email us in the first 30 days. We will send back every penny. We will not ask you why. You keep the files either way.
You asked. We answered.
Is this easy to use? +
Yes. Plain words, big type, and letters ready to use. If you can read a letter and make a phone call, you can use this.
Can a collector take my Social Security? +
Mostly no. Federal checks are guarded, and the last two months in your bank are safe on their own. The kit shows you how to make that stick.
When do I get it? +
Right away. It shows up on your screen the moment you pay. We email you a copy too.
Do I pay every month? +
No. You pay $29 one time. Nothing repeats. There is nothing to cancel.
Is this legal advice? +
No. It only teaches you. For one real debt, a legal aid office can help you for free.
Make them prove it. And keep what is yours.
Know what is safe. Make them prove the debt. Answer a freeze the right way. Get it right away. 30-day money-back promise.
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
- The Bank Account & Debt Protection Kit
- The Bank Account & Debt Protection Kit — Complete Edition
- Letters, Disputes & Call Scripts Pack
The Retirement Money Brief
Our free email for people over 65. It comes each weekday morning. We explain one change to Medicare, taxes, or benefits. We tell you the date to watch and the one step to take.
RetireShield is independent and is not affiliated with or endorsed by any government agency. © 2026 American Signal Media, LLC.