Safety Score
Baseline plan
82
Secure
Your retirement picture looks steady, with several strengths already working in your favor.
▲ +4 since last month
Last checked today · we re-check monthly
Know your retirement is going to be okay.
The AI tool that watches your retirement, answers any money question in plain language, and shows you what to do next — powered by your real numbers. Start free with your Safety Score in 2 minutes.
No credit card. No account. No bank linking.
Your dashboard
BaselineSecure
Safe to spend this year
$4,150/mo
Your money lasts to age 96 at this pace.
Medicare
An IRMAA line is close
A Roth move before December could keep you under the next surcharge — about $1,737/yr per person.
RetireShield credibility
Built for Americans 55–80
Focused on the decisions people face near and in retirement.
No bank linking required
Start with simple answers; connect accounts only if you choose later.
Education + an AI co-pilot
Retirement math explained in words you can use with confidence.
Clearly labeled placeholders — to populate once earned
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More than a score — your whole retirement picture.
RetireShield looks across the issues that can change how safe retirement feels.
Income
See whether guaranteed income covers the bills that matter most.
Safe withdrawals
Know what you can spend without quietly draining your plan.
Inflation
Spot where rising prices could shrink future purchasing power.
Market drops
Understand how a downturn changes your cushion and next move.
Social Security
Compare claiming choices in plain language, not spreadsheets.
Medicare & IRMAA
Watch income thresholds that can trigger Medicare surcharges.
Scams
Get prompts to pause, verify, and protect money before it moves.
Healthcare
Plan for medical costs, care needs, and surprise expenses.
Unlock powerful features
The tools that help you feel safer about retirement.
Know how safe your retirement looks in minutes.
- Income clarity: See at a glance whether your guaranteed income — Social Security, pensions, and annuities — actually covers your essential bills, and how big any gap is.
- Withdrawal confidence: Understand how your spending choices affect whether your savings last, so you know what's safe to spend and what to keep an eye on.
- Prioritized actions: Instead of a vague to-do list, get the two or three moves that would raise your score the most, each explained in plain English.
Ask retirement questions and get understandable next steps.
- Everyday questions: Ask about spending, Social Security timing, taxes, Medicare, or market worries in plain English — no jargon required.
- Action plans: Get answers turned into a short, clear list of next steps you can actually act on, with every number backed by real calculations, not guesses.
- Low-pressure guidance: No sales pitch, no products pushed — just clear explanations and practical next steps.
Keep watch as markets, inflation, and life change.
- Early alerts: We flag meaningful changes in your spending, income, or market exposure early — while you still have time to do something about them, not after.
- Score history: Watch your Safety Score over time, so you can see at a glance whether your retirement is getting stronger or needs attention.
- Plain-English checkups: Each month you get a short summary in everyday language — what changed, what it means for you, and whether you need to do anything.
Recognize retirement scams before money leaves your hands.
- Fraud pattern spotting: Learn the red flags in almost every scam — impersonation, urgency, secrecy, and unusual payment requests — so you recognize them instantly.
- Timely reminders: Get simple, seasonal heads-ups around the times fraud spikes — Medicare open enrollment, tax season, and common investment schemes.
- Safer habits: Build a few easy verification habits — how to confirm who's really calling — before you ever share information or move money.
Real retirement risks deserve clear next steps.
67% / 78%
workers / retirees confident
EBRI and Greenwald's 2025 Retirement Confidence Survey reported 67% of workers and 78% of retirees felt confident they would have enough money to live comfortably throughout retirement.
Source: EBRI/Greenwald Research, 2025 Retirement Confidence Survey
$1.9B+
reported older-adult fraud losses
The FTC said older adults reported more than $1.9 billion in fraud losses in 2023, with estimated true losses potentially far higher because many scams go unreported.
Source: Federal Trade Commission, Protecting Older Consumers 2023–2024
Age 65+
planning can last decades
Social Security's actuarial tables show remaining life expectancy at age 65 extends many years, so retirement choices need a long-range watchlist, not a one-time snapshot.
Source: Social Security Administration, 2023 period life table used in the 2026 Trustees Report
“[Placeholder] RetireShield helped me see the next right step instead of worrying about everything at once.”
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“[Placeholder] The Safety Score made our retirement plan feel understandable for the first time.”
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“[Placeholder] I liked getting a clear first look without talking to a salesperson.”
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Get as much or as little help as you need — you're never on your own.
1
Free
Start with your Safety Score and the first plain-English next steps.
2
Plus
Keep watch with ongoing check-ins, alerts, and deeper planning answers.
3
Premium
Unlock fuller projections, Medicare and Social Security help, and priority tools.
4
Concierge
Get extra human-guided support when you want a second set of eyes.
See where your retirement stands — free, in 2 minutes.
No credit card. No account. No bank linking. Just your clearest next step.