Keep-It Bonus Guide · 2026–2027 Edition
Benefits you've paid for all your life are sitting unclaimed. Here's the one call that starts each.
Most people who qualify for these programs never apply. They read a limit, decide they're a little over it, and never call. This guide shows the real limits, what to say on the phone, and how one program opens the next.
Sound familiar?
You qualify for more than you think. Most people never ask.
You read a limit, decided you were a little over it, and never made the call. Meanwhile your state could be paying your $202.90 Medicare premium.
- Paying a Medicare premium your state could cover
- Full price at the pharmacy counter
- Never applied for the senior property-tax break
- Thought SSI was only for people who are disabled
What you get
Nine programs, each with the call that starts it.
- Medicare Savings Programs: your state pays your $2,434.80-a-year premium
- Extra Help: prescriptions for a few dollars each
- State drug programs with income limits far above the federal ones
- SNAP at 60+, where your medical bills count
- Heating help and free weatherization
- Property tax breaks you have to file for
- VA pension with Aid & Attendance for wartime veterans and spouses
- SSI after 65, with no disability test
What's inside
What's in the guide.
The 5-minute scan
The 2026 limits, one line per program. Tick what fits.
How programs stack
Get one and the next often comes with it.
What each pays, and what to say
The limit, the office to call, and the exact words.
Application tracker
Dates, names, reference numbers, renewal dates.
Medicare.gov, SSA, USDA, VA
Checked October 2026, with 2027 SSI and Extra Help figures.
Large-print and audio editions
The same guide in big type, and read aloud (about 12 minutes). Listen on any phone, tablet or computer.
Look inside
Real pages from the guide.
How it works
Claim Every Benefit
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Instant download, large print and audio included, 30-day money-back promise.
PROMISE
Read it. Use it. If it isn't for you, get every penny back.
Email us within 30 days for a full refund. You keep the files.
Questions
I'm probably over the limit. Is it worth it?
The limits in this guide are federal floors. Many states set higher ones, and some don't count savings at all. The office decides, not the page. If you're close, call.
Does applying cost anything?
No. Every program here is free to apply for.
When do I get it?
Immediately. The download appears on your screen the moment you pay, and a copy is emailed to you at once.
Is this a subscription?
No. It's one payment. There is nothing recurring and nothing to cancel.
Is it easy to read?
Yes. Plain English, short sections, and large-print and audio editions are included. It opens on any phone, tablet or computer, and prints cleanly.
What if it's not for me?
Email us within 30 days for a full refund. Keep the files.
RetireShield is independent and is not affiliated with, endorsed by, or connected to any government agency. This product provides educational information, not financial, tax, legal, insurance or investment advice.
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