Keep-It Step 1 · 2026–2027 Edition
Every scam needs one of three ways into your money. Here's how to lock all three this weekend.
A way into an account you already have. A new account opened in your name. Or you, moving the money yourself because someone convinced you to. This guide closes all three in about four hours, in the order that protects the most money first. Nothing in it costs money.
Sound familiar?
Scammers do this all day. Most of it runs through a few open doors.
Americans 60 and older lost $7.7 billion to online fraud in 2025, the FBI reports. The average loss was $38,500. Most of it runs through a few doors you can lock in a weekend.
- A call from "the bank" asking you to move money to a safe account
- A voice on the phone that sounds just like your grandchild
- A bank login protected by only a password
- Credit never frozen, so anyone with your number can open a card
What you get
Ten moves, in the order that protects the most money first.
- Freeze your credit at all three bureaus, free by federal law
- Freeze ChexSystems and NCTUE, the two reports almost everyone forgets
- Lock your bank logins with two-step login, alerts and a verbal password
- Name a trusted contact on your IRA and brokerage accounts
- Claim your Social Security, Medicare and IRS accounts before a thief does
- Get an IRS Identity Protection PIN so no one can file a return in your name
- Set a family code word for fake "grandchild in trouble" calls
- The first-hour plan if a scam gets through anyway
What's inside
What's in the guide.
The one rule that beats every scam
Hang up and call back on a number you look up yourself.
The 60-second scan
Tick what's true for you. Each line points to the move that fixes it.
Step by step, in weekend order
Where to go, what to say to the bank, and what to save.
The first-hour plan
Who to call first, what to say, and where to report it.
Your weekend, box by box
Saturday morning, Saturday afternoon, Sunday. Tick each box as you finish.
Large-print and audio editions
The same guide in big type, and read aloud (about 13 minutes). Listen on any phone, tablet or computer.
Look inside
Real pages from the guide.
How it works
Scam-Proof Your Accounts in a Weekend
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Instant download, large print and audio included, 30-day money-back promise.
PROMISE
Read it. Use it. If it isn't for you, get every penny back.
Email us within 30 days for a full refund. You keep the files.
Questions
Will freezing my credit hurt my score?
No. A freeze doesn't affect your score or your existing cards. You can lift it online in minutes when you want to apply for something, and it's free at all three bureaus.
What do I need to start?
Your phone, your computer or tablet, your bank and brokerage logins, and a pen. Nothing in the guide costs money.
When do I get it?
Immediately. The download appears on your screen the moment you pay, and a copy is emailed to you at once.
Is this a subscription?
No. It's one payment. There is nothing recurring and nothing to cancel.
Is it easy to read?
Yes. Plain English, short sections, and large-print and audio editions are included. It opens on any phone, tablet or computer, and prints cleanly.
What if it's not for me?
Email us within 30 days for a full refund. Keep the files.
RetireShield is independent and is not affiliated with, endorsed by, or connected to any government agency. This product provides educational information, not legal, tax, financial, insurance or investment advice.
Lock the doors this weekend. $27.
Instant download, large print and audio included, 30-day money-back promise.
Get the guide — $27