The Money Owed to You Bundle · 2026–2027 Edition
Find the money that's already in your name, and get it paid to you. All 8 guides, $8.
States, settlements, old pensions, savings bonds, life insurance companies, the IRS and old landlords and utilities are holding money for people who never knew to ask. Each guide shows you exactly where to look and how to claim it yourself, free, at the official source.
Sound familiar?
Money waits quietly. Nobody calls to tell you it's there.
When a bank, employer, insurer or agency can't reach you, the money doesn't disappear. It moves to a state office or a federal program and sits there until you ask. The only calls you get about it are from people who want a fee. You never have to pay one.
- An old bank account or a final paycheck you forgot about
- A class-action postcard you threw away
- A pension from a job you left decades ago
- Savings bonds a parent bought that were never cashed
- A deposit or escrow balance nobody sent back
What you get
Every place money waits for you, checked one guide at a time.
- Every state: search each state you've lived in, under every name, and file the claim.
- Open settlements: find the real claim deadline and file so it actually pays.
- Savings bonds: cash the ones that stopped earning and replace lost ones with FS Form 1048.
- Old pensions: three free federal searches, plus the letter that gets the plan to answer.
- Lost life insurance: the free national policy locator and the paper trail at home.
- Stuck IRS refunds: what's holding it, the one step that moves it, and the 3-year deadline.
- Deposits and escrow: utility deposits, rental deposits and the escrow left after a payoff.
- The Claim It routine: 20 minutes, twice a year, so nothing slips through again.
What's inside
Eight guides, one download.
Find Unclaimed Money in Every State
Search every state you've lived in, under every name you've used, and file the claim.
Open Settlements: How to File
Read the notice right, file before the real deadline, and actually get paid.
Savings Bond Finder
Find old paper bonds, replace lost ones, cash the ones that stopped earning.
Old Pension Finder
Track down a pension or 401(k) from an old job, even if the company is gone.
Life Insurance Policy Locator
Find a policy a parent or spouse left behind, even with no paperwork.
Stuck IRS Refund
Find out where your refund is, why it stopped, and the one step that moves it.
Utility & Deposit Refunds
Get back the deposits, escrow and credit balances nobody returned.
Claim It Checklist
The whole routine on a few pages: search, file, follow up, get paid.
Look inside
Real pages, large type, plain English.
Add it up
Eight guides. One payment.
How it works
The Money Owed to You Bundle
Card, Apple Pay or PayPal · secure checkout
Eight guides, one download. Instant access, 30-day money-back promise.
PROMISE
Read it. Use it. If it isn't for you, get every penny back.
Email us within 30 days for a full refund. You keep the files.
Questions
Do you take a cut of what I find?
No. We never touch your claims or your money. Searching and claiming at the official sources is free, and the guides show you exactly how. Anyone who asks for a percentage or a fee to release your money is someone to avoid.
Is money guaranteed to be waiting for me?
No one can promise that. It depends on where you've lived, worked, banked and shopped. The guides walk you through every place to check, in the order that finds the most first.
Can I do this for a parent or a spouse who died?
Yes. Every guide covers claiming for someone else: who can claim, which papers you need, and the forms to ask for.
When do I get it?
Immediately. The download appears on your screen the moment you pay, and a copy is emailed to you at once.
Is this a subscription?
No. It's one payment. There is nothing recurring and nothing to cancel.
Is it easy to read?
Yes. Plain English, short sections, and a large-print edition is included. It opens on any phone, tablet or computer, and prints cleanly.
What if it's not for me?
Email us within 30 days for a full refund. Keep the files.
RetireShield is independent and is not affiliated with, endorsed by, or connected to any government agency, court, insurer or settlement administrator. This product provides educational information, not legal, tax or financial advice. We don't search for or claim money on your behalf, and we never charge a percentage.
Find the money that's yours. All eight guides for $8.
Eight guides, one download. Instant access, 30-day money-back promise.
Get all 8 guides — $8