The house-cost breaks most homeowners over 65 never claim.
A simple kit. It shows the property tax freezes and breaks, the help with heat and power bills, and the home repair programs. You already paid for them with your taxes. We show you how to claim each one.
- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)
- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)
- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)

Prices shown are each part's own list price. Totals are what the set would cost bought separately.
Right now you might be thinking…
Sound familiar?
Every one of those is covered in here. This was built for people starting from exactly that spot.
What you walk away able to do:
- ✓Claim the property tax freeze or break your state gives older people.
- ✓Get help with heat and power bills (LIHEAP and weather work) to cut what you pay each month.
- ✓Use home repair programs. That includes USDA grants up to $10,000 if you are 62 or older.
- ✓Find out if you qualify as a renter too. Several programs are not just for owners.
- ✓Use your State Pack for the real limits, amounts, and dates where you live.
…and a good deal more.
GIVE ME THE WHOLE KIT — $29Everything above · instant download↓ Keep scrolling for all 4 parts ↓
If you only open three things, open these:

1. Start Here: What the House Costs to Keep
Read the bill, find the exemptions, appeal the value, and cut the running costs. Five pages that place the rest — including the appeal clock, which in many places is about 30 days from the notice and is the deadline people miss.

2. Reading the Tax Bill, and the Relief Machine
A property tax bill looks like one number. It is four numbers multiplied together, and each one is a separate place to save money or find a mistake. Twenty-two pages: the four numbers, the five kinds of senior relief, and how an appeal actually works start to finish.
If you want nothing to slip afterwards, these do that:

3. Utilities and Home Costs
The tax bill comes once or twice a year; the utility bills come every month and for many older homeowners add up to more. LIHEAP, weatherization, water and phone help — all of it runs on seasons and waiting lists, so the people who get it are the ones who apply early.

4. Repairs, Insurance and Staying Put
Twenty-four pages on keeping the house: repair and modification money for older owners, what your insurance deductible really exposes you to, Lifeline and the three ways people lose it, and an honest look at reverse mortgages. Plus the twelve-month deadline calendar.
What this is worth, piece by piece:
You save $112. That is 79% off.
GET THE KIT — $29Everything above · instant downloadWhat readers have said
Here is what a few have said ↓
“I bought the retirement protection package thinking I already knew most of it. The beneficiary review, bank authorization section, and property tax exemption checklist were all things we had not updated.”
“Most of this information technically exists online, but it is spread everywhere. Having it organized in plain English, with links and worksheets, saved me hours.”
“There are so many retirement decisions happening at once. This gave me a step-by-step list rather than another 100-page book telling me everything that could possibly go wrong.”
“What I liked most was that it wasn't just educational. Every section ends with actual steps, questions to ask, documents to find, or numbers to calculate.”
Individual results. Results may vary and are not guaranteed.
What people ask me first…
I would not know where to start”
That is exactly what the first part is for — it starts from zero and tells you the next single thing to do.
I am not good with computers”
Everything is a PDF in large type you can print at home. Nothing to install, nothing to set up.
I have put this off for a while”
Then start with the one-page scan. It takes ten minutes and tells you whether the rest is worth your afternoon.
I should probably ask my daughter”
Hand it to them. The worksheets are built to be filled in together and the scripts are written to be read out loud.
30 days. You risk nothing.
If it does not help you, email us inside 30 days and we send back every penny. We will not ask you why. We never sell your name or your email.
Questions I get asked a lot
Is this easy to use?+
Yes. Plain words, big type, and simple lists. If you can read a letter and fill in a form, you can use this.
Do renters get anything?+
Often yes. Several bill and help programs include renters. The kit shows which ones and how to apply.
When do I get it?+
Right away. It shows up on your screen the moment you pay. We email you a copy too.
Do I pay every month?+
No. You pay $29 one time. Nothing repeats. There is nothing to cancel.
Is this money advice?+
No. It only teaches you. Every program is free to apply for through your state or town office. You always deal with them yourself.
The house-cost breaks most homeowners over 65 never claim.

- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)
- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)
- Part 1 — Start Here: What the House Costs to Keep
- Part 4 — Repairs, Insurance and Staying Put
- Part 2 — Reading the Tax Bill, and the Relief Machine
- Part 3 — Utilities and Home Costs
- State Home-Relief Pack (51 states)
Takes about a minute. You will be reading in two.
The Retirement Money Brief
Our free email for people over 65. One change to Medicare, taxes or benefits each weekday morning — the date to watch, and the one step to take.
RetireShield is independent and is not affiliated with or endorsed by any government agency. Our materials are educational and are not legal, tax, medical, insurance or benefits advice. Results may vary and are not guaranteed. © 2026 RetireShield.