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Get the free Hospital Bills & Appeals First-Steps Card

Yours with the Retirement Money Brief — our plain-English retirement email, every weekday.Yours with the Retirement Money Brief — our weekday retirement email.



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The Hospital Bills & Appeals First-Steps Card

Inside your free card

  • ✓Tell a bill from a denial from a status notice
  • ✓The first move for each — with the deadline
  • ✓Who to contact and what to document

Plain English, built from official sources. Independent — not affiliated with or endorsed by any government agency.

And you’ll be on the Retirement Money Brief

One Social Security, Medicare or tax change that affects your money — what it means, and exactly what to do. A two-minute read, free, every weekday morning. Join 5,000+ readers. Unsubscribe any time with one click.

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One thing before you go

First steps done — now win the appeal.

The card gets you moving. The Medicare Cost & Coverage Kit has the full prior-auth and denial appeal, the observation-status trap that triggers huge bills, and the programs that lower your costs.

Your upgrade

The Medicare Cost & Coverage Protection Kit

What’s inside

  • ✓The 2026 $2,100 drug cap and the programs that pay your premium (Extra Help, Savings Programs)
  • ✓The prior-authorization and denial appeal, step by step
  • ✓51 state cost-help packs and a medication-cost tracker

$34one-time · no subscription

Yes — add the Medicare Cost & Coverage Protection Kit →One-time · instant access · 30-day money-back guarantee

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30-day, no-questions guarantee. If it doesn’t help, email us for a full refund — and you keep the free card either way.

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The free card is yours to keep either way.