Keep more of your money. Cut the tax on your Social Security, savings, and Medicare.
A simple planner with four spreadsheets. They show how to cut the tax on your Social Security. When to pull money out. How to miss the IRMAA jump. And how to move money to a Roth at today's rates.
no monthly bills, ever
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
Pay the tax you owe. Not one dollar more.
See how much of your Social Security gets taxed. And the moves that keep you under the line.
Miss the IRMAA jump on your Medicare premium. And fight it with form SSA-44 when life changes.
Get your pull-out schedule right at age 73 or 75. So you never get hit with a fine.
Use the fill the bracket move to shift money to a Roth at today’s lower rates.
Build one plan across all your accounts. Your money lasts longer and your tax stays low.
A full planner. With four spreadsheets.
It all comes in one download. Read it on your phone, tablet, or computer. Or print the pages you want.
Tap to readThe Retirement Tax & Withdrawal Planner
The $34,000 line. IRMAA. When you must pull money out. Roth moves. And one plan across all your accounts. In plain words.
Four Retirement-Tax Calculators
How much of your Social Security is taxed, your IRMAA step, your pull-out dates, and your Roth moves. Type your numbers. They do the math.
Tap to readIRMAA & SSA-44 Worksheet
The 2026 IRMAA steps. And just how to file the SSA-44 form after a big life change.
State Retirement Tax Pack
How your state taxes Social Security, pensions, and money you pull out. Two pages per state. All 51.
Three easy steps.
Buy the kit
Type in your email. Pay with a card, Apple Pay, Google Pay, or PayPal. It takes about a minute.
Get it right away
It shows up on your screen at once. We send it to your email too. It is yours to keep.
Run your numbers
Type your numbers into the spreadsheets. Find your $34,000 line. Then set your plan for the year.
Try it. You risk nothing.
If the kit does not help you, email us in the first 30 days. We will send back every penny. We will not ask you why. You keep the files either way.
You asked. We answered.
Is this easy to use? +
Yes. Plain words, plus spreadsheets that just ask for a few numbers. If you can use a simple spreadsheet, you can use this.
Do I need Excel? +
They open in Excel, Numbers, or free Google Sheets. The guide is a PDF. It opens on any device.
When do I get it? +
Right away. It shows up on your screen the moment you pay. We email you a copy too.
Do I pay every month? +
No. You pay $47 one time. Nothing repeats. There is nothing to cancel.
Is this tax advice? +
No. It only teaches you. For your own return, a tax pro can help. This planner shows you the moves and the math to bring them.
Lower your tax bill this year.
Cut the tax on your Social Security. Miss the IRMAA jump. Time when you pull money out. Get it right away. 30-day money-back promise.
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
- The Retirement Tax & Withdrawal Planner
- Four Retirement-Tax Calculators (Excel)
- State Retirement Tax Pack (51 states)
The Retirement Money Brief
Our free email for people over 65. It comes each weekday morning. We explain one change to Medicare, taxes, or benefits. We tell you the date to watch and the one step to take.
RetireShield is independent and is not affiliated with or endorsed by any government agency. © 2026 American Signal Media, LLC.