There is money with your name on it. And almost no one looks where it really sits.
Twelve real government sources hold money for plain people. Court payouts. Refunds. Lost property. Old pensions. Savings bonds that grew up. This is the system for working all twelve. Where each one is. What it holds. How to claim it. And how to read a notice so you never file a day late.
no monthly bills, ever
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
Stop finding out after the date has passed.
Find money in 12 real government sources. Most people have checked just one.
Read any notice the right way. Four dates, and only one is yours. It is not the one most people write down.
File with no receipts. Most payouts take a signed note instead. Almost no one knows this.
Never pay a fee to claim your own money. The scam rules, in the FTC’s own words.
Track each claim in the Excel sheet. It already has all 51 state offices in it.
A full system. Not a list you read once and forget.
It all comes in one download. Read it on your phone, tablet, or computer. Or print the pages you want.
Tap to readThe Source Vault — 12 official places money sits
Every real government source holding money with your name on it. What each holds. What you need to claim it. And the exact .gov address. We checked every address.
Tap to readThe Four-Date Rule
Every notice lists four dates. Only one is your claim date. Mix them up and you file too late. This part saves you the money.
Tap to readClaiming Without Receipts
What a signed note is. Which payouts take one. What counts as proof when the receipt is long gone. And the words to use on the form.
The Money Owed Tracker (Excel)
Five tabs, already filled with all 51 state offices and 15 federal programs. The day counts work themselves out. Nothing to set up. Just open it and start.
Tap to readData Breach · Robocall · Recall · Bank Fee
The four kinds that really pay plain households. Plus how to find out if you were in a data breach at all, on the real government sites.
Tap to readThe Scam-Proof Rules
The exact signs that tell a real payout from a pay-a-fee scam, in the FTC's own words. You never pay a fee to claim money that is yours.
Tap to readPro-Rata Math & What's Taxable
Why “up to $4,000” shows up as $38, worked all the way through. And which part of a payout the IRS counts as income. Almost no one covers the tax part at all.
Tap to readDoing This For a Parent
Power of attorney. Joint accounts. And claiming for someone who has died. That includes the small-estate path, so you skip probate over a few hundred dollars.
Tap to readThe Quick-Start Card
The whole twenty-minute routine on one big-print card. Leave it by the computer. Or hand it to a parent who will do it alone.
Tap to readThe Open Settlements Supplement
A dated sheet of payouts open right now, with their claim dates. We read each one off the real site. We keep it apart from the guide so we can refresh it.
Tap to readThe 51-State Claims & Unclaimed Property Pack
All 51 real state lost-property offices. The claim walk-through. What each state wants as proof. And how to claim for a parent, a joint account, or an estate. Add it at checkout.
Three easy steps.
Buy the kit
Type in your email. Pay with a card, Apple Pay, Google Pay, or PayPal. It takes about a minute.
Get it right away
It shows up on your screen at once. We send it to your email too. It is yours to keep.
Run your first sweep this week
Open the sheet. Work down the twelve sources. File for anything that fits you, on the real site. Twenty minutes. Every claim is free.
Try it. You risk nothing.
If the kit does not help you, email us in the first 30 days. We will send back every penny. We will not ask you why. You keep the files either way.
You asked. We answered.
Is this just a list I could find myself? +
Every source in here is public. You could find them one at a time. The work is knowing which twelve really hold money for people like you. What each one wants before it pays. And how to read a notice so you file in time. That is a system, not a list. And the part that does go stale ships on its own, with a date on it, so you always know how fresh it is.
How often is it updated? +
The open-payouts sheet has a date on the cover, and we refresh it, because payouts open and close all the time. The rest does not go stale, so it does not need updating. Updates cost you nothing.
Is this easy to use? +
Yes. Plain words, big type, and simple lists. Plus a big-print card with the whole routine on it. If you can read a letter and fill in a web form, you can use this.
Does it cost anything to file? +
No. Filing a real claim is always free on the real site. No government program ever charges you to look. If anyone asks for a fee, it is a scam, and the kit shows you why.
Do I need Excel? +
No. The sheet is a bonus, not the product. It all works on paper with the pages you can print. If you do have Excel, Numbers, or free Google Sheets, the sheet opens in all of them.
When do I get it? +
Right away. It shows up on your screen the moment you pay. We email you a copy too.
Do I pay every month? +
No. You pay $37 one time. Nothing repeats. There is nothing to cancel.
Is this legal or tax advice? +
No. It only teaches you. The tax part puts the IRS rules in plain words, so you know what to ask. For more than a small refund, take your papers to a tax pro. Filing a claim is free on the real site, and you always deal with them yourself.
What if I have no receipts? +
Most payouts take a signed note instead of proof. The guide covers which ones, what else counts as proof, and the words to use.
Find the money before the date runs out.
Get it right away. We refresh and re-date the open-payouts sheet. The system itself does not go stale. 30-day money-back promise, and you keep it all either way.
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
- The Settlement & Refund Recovery System
- The Money Owed Tracker (Excel)
- Money You're Owed Quick-Start (Large Print)
- Open Settlements Supplement
- The 51-State Claims & Unclaimed Property Pack
The Retirement Money Brief
Our free email for people over 65. It comes each weekday morning. We explain one change to Medicare, taxes, or benefits. We tell you the date to watch and the one step to take.
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