Wait to claim and your check grows. The gap can be $1,494 a month, for life.
A simple kit. It shows what each age pays you. It finds the age where waiting pays off. It shows how to add spouse and widow checks. A calculator does the math.
no monthly bills, ever
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
Make this choice with your eyes open.
See what your check is at 62, at full age, and at 70. From your own SSA letter.
Find your break-even age in minutes. Then you know which age pays more.
Know the 2026 work limits if you still have a job. And when held-back money comes back to you.
Add spouse, ex-spouse, and widow checks in the right order. Most people miss one switch.
Use the rules that can save a bad choice. The 12-month do-over. And the pause up to age 70.
A full kit. The math is done for you.
It all comes in one download. Read it on your phone, tablet, or computer. Or print the pages you want.
Tap to readThe Claiming Kit
The age-by-age ladder at full age 67. Work limits. Spouse and widow order. And the WEP and GPO repeal. In plain words.
The 5-Tab Claiming Calculator
Type in the yellow boxes. It works out your check at each age, your break-even, the work limit, and a plan for both of you.
Tap to readThe 10-Minute Claiming Scan
Tick the boxes that fit you. See which age to look at first, from your own SSA letter.
Tap to readClaiming Quick-Start (Large Print)
The whole choice on a few big-type pages. Easy to read with your spouse.
Tap to readFour Worksheets + Decision Record
Break-even, work limit, and a spouse and widow order sheet. Plus one page to write down your choice.
Tap to readSSA Appointment, Records & Evidence Pack
How to set up my Social Security. Word-for-word phone scripts. A visit checklist and a call log. Add it at checkout if you want it.
Three easy steps.
Buy the kit
Type in your email. Pay with a card, Apple Pay, Google Pay, or PayPal. It takes about a minute.
Get it right away
It shows up on your screen at once. We send it to your email too. It is yours to keep.
Run your numbers
Do the 10-minute scan. Type your SSA numbers into the calculator. See your break-even age.
Try it. You risk nothing.
If the kit does not help you, email us in the first 30 days. We will send back every penny. We will not ask you why. You keep the files either way.
You asked. We answered.
Is this easy to use? +
Yes. Plain words, big type, short parts. The calculator asks for a few numbers. If you can read a letter and use a simple spreadsheet, you can use this.
Do I need my SSA letter? +
It helps. Get yours free at ssa.gov under my Social Security. The kit shows which numbers to type in. You can also start with the sample numbers in the guide.
Do I need Excel? +
The calculator opens in Excel, Numbers, or free Google Sheets. The rest are PDFs. They open on any device.
When do I get it? +
Right away. It shows up on your screen the moment you pay. We email you a copy too.
Do I pay every month? +
No. You pay $57 one time. Nothing repeats. There is nothing to cancel.
Is this money advice? +
No. It is a guide and a calculator. Social Security is free to sign up for at ssa.gov or 1-800-772-1213. You always file with SSA yourself.
Make this call once. Make it right.
See what each age pays. Find your break-even. Add spouse and widow checks in order. Get it right away. 30-day money-back promise.
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
- The Social Security Claiming Kit
- The 5-Tab Claiming Calculator (Excel)
- Claiming Quick-Start (Large Print)
- SSA Appointment, Records & Evidence Pack
The Retirement Money Brief
Our free email for people over 65. It comes each weekday morning. We explain one change to Medicare, taxes, or benefits. We tell you the date to watch and the one step to take.
RetireShield is independent and is not affiliated with or endorsed by any government agency. © 2026 American Signal Media, LLC.